The skipper is not automatically included. Stayinto shows what the offer says: charter without crew (you helm), skipper included in the charter, or skipper as an extra to add at checkout. The listing and the payment summary are what count — not a memory of a phone call.
The three cases
- No skipper — a license is often required, see Do I need a license? You are responsible for handling and for damage within the boat insurance limits.
- Skipper included — the professional is in the charter price (or clearly packaged). A traveler license is usually unnecessary.
- Skipper optional — tick it before you pay if you are not comfortable, or if the partner requires it for your dates / area.
On a fully crewed yacht (captain, deckhand, chef…), the framework is often a MYBA contract and an on-request booking. The APA to the captain is not the skipper’s wage.
What the skipper does — and does not
The skipper helms, chooses reasonable anchorages and looks after the boat’s safety. They are not necessarily a tour guide, cook or nanny, unless a larger crew is listed. Hours, nights in port and weather limits stay theirs: you are not “buying” a route by the mile.
If the skipper is an extra, add them before the Stayinto payment. A skipper “found on the quay” is not covered by the same booking and can create an insurance problem. Discuss it in messaging.
Taking the helm anyway
Even with a skipper booked, some travelers want to helm in fair weather. That is only possible if the partner and the insurance accept it — read Can I helm the boat myself if a skipper is booked?